O‘ZBEKISTON MOLIYA BOZORIDA FIN TECH KOMPANIYALARI VA BANKLAR HAMKORLIGINI RIVOJLANTIRISH STRATEGIYALARI

O‘ZBEKISTON MOLIYA BOZORIDA FIN TECH KOMPANIYALARI VA BANKLAR HAMKORLIGINI RIVOJLANTIRISH STRATEGIYALARI

Авторы

  • Umida Rajabova

DOI:

https://doi.org/10.5281/zenodo.19627495

Ключевые слова:

FinTech, raqamli transformatsiya, bank tizimi, moliya bozori, innovatsiya, raqamli bank xizmatlari, hamkorlik modeli, ekotizim, API, open banking, startaplar.

Аннотация

Mazkur maqolada O‘zbekiston moliya bozorida FinTech kompaniyalari va tijorat banklari o‘rtasidagi
hamkorlikni rivojlantirishning nazariy va amaliy jihatlari tahlil qilinadi. Tadqiqotda raqamli transformatsiya sharoitida
bank sektorining innovatsion rivojlanishida FinTech texnologiyalarining o‘rni, ularning iqtisodiy samaradorlikka ta’siri
hamda hamkorlikning institutsional mexanizmlari o‘rganilgan. Shuningdek, xalqaro tajribalar asosida bank–FinTech
integratsiyasini kuchaytirish yo‘nalishlari aniqlanib, O‘zbekiston sharoitiga mos strategik takliflar ishlab chiqilgan. Tadqiqot
natijalari moliya sektorida raqamli xizmatlar sifatini oshirish, mijozlarga yo‘naltirilgan xizmatlarni kengaytirish hamda bank
tizimining raqobatbardoshligini kuchaytirishga xizmat qiladi

Биография автора

Umida Rajabova


Xalqaro Nordik Universiteti tayanch doktoranti

Библиографические ссылки

1. Arner, D. W., Barberis, J., & Buckley, R. P. (2016). The evolution of FinTech: A new post-crisis paradigm. Georgetown

Journal of International Law, 47(4), 1271–1319.

2. Gomber, P., Koch, J.-A., & Siering, M. (2017). Digital finance and FinTech: Current research and future research

directions. Journal of Business Economics, 87(5), 537–580. https://doi.org/10.1007/s11573-017-0852-x

3. Lee, I., & Shin, Y. J. (2018). FinTech: Ecosystem, business models, investment decisions, and challenges. Business

Horizons, 61(1), 35–46. https://doi.org/10.1016/j.bushor.2017.09.003

4. Philippon, T. (2016). The FinTech opportunity. National Bureau of Economic Research Working Paper, No. 22476.

https://doi.org/10.3386/w22476

5. World Bank. (2022). FinTech and the future of finance. Washington, DC: World Bank Group.

6. International Monetary Fund. (2022). Digital financial services and financial inclusion. Washington, DC: IMF.

7. O‘zbekiston Respublikasi Markaziy banki. (2023). O‘zbekiston bank tizimi rivojlanishi bo‘yicha yillik hisobot. Toshkent.

8. O‘zbekiston Respublikasi Prezidenti. (2020). “Raqamli O‘zbekiston – 2030” strategiyasi. Toshkent.

9. Ozili, P. K. (2018). Impact of digital finance on financial inclusion and stability. Borsa Istanbul Review, 18(4), 329–340.

https://doi.org/10.1016/j.bir.2017.12.003

10. FSB (Financial Stability Board). (2019). FinTech and market structure in financial services. Basel: FSB.

Загрузки

Опубликован

2026-04-01

Как цитировать

Rajabova , U. (2026). O‘ZBEKISTON MOLIYA BOZORIDA FIN TECH KOMPANIYALARI VA BANKLAR HAMKORLIGINI RIVOJLANTIRISH STRATEGIYALARI. ЗЕЛЁНАЯ ЭКОНОМИКА И РАЗВИТИЕ, 4(4). https://doi.org/10.5281/zenodo.19627495
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