TIJORAT BANKLARIDA DEPOZIT BAZASI SAMARADORLIGINING IQTISODIY MOHIYATI
DOI:
https://doi.org/10.5281/zenodo.21537690Keywords:
tijorat banki, depozit bazasi, bank resurslari, depozit siyosati, depozit operatsiyalari, resurs samaradorligi, barqaror depozitlar, bank likvidliligi, kredit-depozit nisbati, foiz xarajatlari, moliyaviy barqarorlik, resurslar diversifikatsiyasi.Abstract
Mazkur maqolada tijorat banklari depozit bazasi samaradorligining iqtisodiy mohiyati, uning
bank faoliyati barqarorligini ta’minlashdagi o‘rni va ahamiyati yoritilgan. Depozit bazasining tarkibi, barqarorligi,
qiymati, muddati va diversifikatsiya darajasi bank resurs salohiyatiga ta’sir ko‘rsatuvchi asosiy omillar sifatida
tadqiq etilgan. Shuningdek, depozit mablag‘larini jalb qilish va ulardan samarali foydalanish orqali bankning
kreditlash imkoniyatlarini kengaytirish, likvidlilik darajasini mustahkamlash, foiz xarajatlarini optimallashtirish
hamda moliyaviy natijalarni yaxshilash masalalari tahlil qilingan.
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