O‘ZBEKISTON MOLIYA BOZORIDA FIN TECH KOMPANIYALARI VA BANKLAR HAMKORLIGINI RIVOJLANTIRISH STRATEGIYALARI
DOI:
https://doi.org/10.5281/zenodo.19627495Keywords:
FinTech, raqamli transformatsiya, bank tizimi, moliya bozori, innovatsiya, raqamli bank xizmatlari, hamkorlik modeli, ekotizim, API, open banking, startaplar.Abstract
Mazkur maqolada O‘zbekiston moliya bozorida FinTech kompaniyalari va tijorat banklari o‘rtasidagi
hamkorlikni rivojlantirishning nazariy va amaliy jihatlari tahlil qilinadi. Tadqiqotda raqamli transformatsiya sharoitida
bank sektorining innovatsion rivojlanishida FinTech texnologiyalarining o‘rni, ularning iqtisodiy samaradorlikka ta’siri
hamda hamkorlikning institutsional mexanizmlari o‘rganilgan. Shuningdek, xalqaro tajribalar asosida bank–FinTech
integratsiyasini kuchaytirish yo‘nalishlari aniqlanib, O‘zbekiston sharoitiga mos strategik takliflar ishlab chiqilgan. Tadqiqot
natijalari moliya sektorida raqamli xizmatlar sifatini oshirish, mijozlarga yo‘naltirilgan xizmatlarni kengaytirish hamda bank
tizimining raqobatbardoshligini kuchaytirishga xizmat qiladi
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