Rustamov , Jonibek. “THE ECONOMIC CHARACTERISTICS OF NON-PERFORMING LOANS AND THEIR IMPLICATIONS FOR BANK OPERATIONAL EFFICIENCY”. GREEN ECONOMY AND DEVELOPMENT 4, no. 7 (July 1, 2026): 334–340. Accessed July 26, 2026. https://www.yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/11728.