THE ECONOMIC CHARACTERISTICS OF NON-PERFORMING LOANS AND THEIR IMPLICATIONS FOR BANK OPERATIONAL EFFICIENCY
DOI:
https://doi.org/10.5281/zenodo.21539176Keywords:
loan, interest rate, credit risk, principal, non-performing loan, bank profitability, financial performance.Abstract
The implications of this research extend beyond the financial sector, offering insights to
policymakers, financial institutions, and economic analysts. A more profound understanding of the interplay
between non-performing loans and bank operational efficiency holds the potential to inform better risk
management practices, foster financial stability, and promote sustainable economic development. This study
underscores the crucial role of addressing non-performing loans in enhancing the resilience and performance
of banks, thereby contributing to overall economic well-being.
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