TIJORAT BANKLARINING ONLAYN XIZMATLARI SAMARADORLIGINI OSHIRISHNING XALQARO TAJRIBASI

TIJORAT BANKLARINING ONLAYN XIZMATLARI SAMARADORLIGINI OSHIRISHNING XALQARO TAJRIBASI

Авторы

  • Jumaniyozova M. Y.

DOI:

https://doi.org/10.5281/zenodo.21283922

Ключевые слова:

tijorat banki, onlayn bank xizmatlari, raqamli banking, mobil banking, ochiq banking, fintech, neobank, sun’iy intellekt, kiberxavfsizlik, moliyaviy inklyuziya.

Аннотация

Mazkur maqolada tijorat banklarining onlayn (masofaviy) xizmatlari samaradorligini oshirish
borasidagi ilg‘or xalqaro tajriba tahlil qilinadi. AQSH, Buyuk Britaniya, Xitoy, Janubiy Koreya, Singapur va
Estoniya kabi mamlakatlarda raqamli bank xizmatlarini rivojlantirish yo‘nalishlari, ochiq banking (Open Banking),
sun’iy intellekt, Big Data, biometrik identifikatsiya hamda neobanklar faoliyati o‘rganiladi. Tahlil natijalari asosida
O‘zbekiston tijorat banklarida xalqaro tajribani qo‘llash bo‘yicha ilmiy-amaliy takliflar ishlab chiqilgan.

Биография автора

Jumaniyozova M. Y.

Toshkent davlat iqtisodiyot universiteti dotsenti

Библиографические ссылки

1. O‘zbekiston Respublikasi Prezidentining 2020-yil 12-maydagi PF-5992-son “2020–2025-yillarga

mo‘ljallangan O‘zbekiston Respublikasining bank tizimini isloh qilish strategiyasi to‘g‘risida”gi Farmoni.

https://lex.uz/docs/-4811025

2. King, B. (2018). Bank 4.0: Banking Everywhere, Never at a Bank. Wiley.

3. Skinner, C. (2014). Digital Bank: Strategies to Launch or Become a Digital Bank. Marshall Cavendish

International (Asia).

4. Chaffey, D., & Ellis-Chadwick, F. (2019). Digital Marketing: Strategy, Implementation and Practice (7th

ed.). Pearson.

5. Parasuraman, A., Zeithaml, V. A., & Malhotra, A. (2005). E-S-QUAL: A multiple-item scale for

assessing electronic service quality. Journal of Service Research, 7(3), 213–233. https://doi.

org/10.1177/1094670504271156

6. Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information

technology. MIS Quarterly, 13(3), 319–340. https://doi.org/10.2307/249008

Загрузки

Опубликован

2026-02-25

Как цитировать

Jumaniyozova M. Y. (2026). TIJORAT BANKLARINING ONLAYN XIZMATLARI SAMARADORLIGINI OSHIRISHNING XALQARO TAJRIBASI. ЗЕЛЁНАЯ ЭКОНОМИКА И РАЗВИТИЕ, 4, 427–429. https://doi.org/10.5281/zenodo.21283922
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