RAQAMLI TRANSFORMATSIYA DAVRIDA BANKLAR: BIZNES TAHLILI VA STRATEGIK USTUNLIK MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.20615487Keywords:
bank tizimi, biznes tahlil, moliyaviy tahlil, risklarni boshqarish, SWOT tahlil, PEST tahlil, raqamli bank xizmatlari, analitik vositalar, strategik boshqaruv.Abstract
Mazkur maqolada bank tizimida biznes tahlilning o‘rni, uning asosiy yo‘nalishlari
hamda zamonaviy tahlil usullarining ahamiyati keng qamrovda yoritilgan. Xususan, tijorat banklari
faoliyatida moliyaviy ko‘rsatkichlarni kompleks baholash, ehtimoliy risklarni o‘z vaqtida aniqlash, mijozlar
ehtiyojlarini chuqur tahlil qilish va samarali strategik qarorlar qabul qilish jarayonlarida biznes tahlilning
muhim ahamiyati asoslab berilgan. Shuningdek, tadqiqot doirasida SWOT va PEST tahlillari, moliyaviy
koeffitsiyentlar asosidagi baholash usullari hamda raqamli analitika vositalaridan foydalanishning nazariy
va amaliy jihatlari ko‘rib chiqilgan. Tadqiqot natijalari biznes tahlil bank faoliyati samaradorligini yanada
oshirish, raqobatbardoshlikni mustahkamlash va innovatsion rivojlanishni qo‘llab-quvvatlashda muhim
strategik omil ekanligini tasdiqlaydi.
References
O‘zbekiston Respublikasi Prezidentining 2020-yilgi PF–5992-sonli “2020–2025-yillarga mo‘ljallangan
O‘zbekiston Respublikasi bank tizimini isloh qilish strategiyasi to‘g‘risida”gi Farmoni. – Toshkent, 2020. https://
lex.uz/docs/-4811025
O‘zbekiston Respublikasi Markaziy banki. Bank tizimi bo‘yicha yillik hisobot. – Toshkent, 2023.
Kotler, P. Marketing Management. 15th Edition. – London: Pearson Education Limited, 2017.
Drucker, P.F. Management: Tasks, Responsibilities, Practices. – New York: Harper & Row, 2007.
Fama, E.F. Efficient Capital Markets: A Review of Theory and Empirical Work // Journal of Finance. – 1970.
– Vol. 25, No. 2. – P. 383–417.
Kaplan, R.S., Norton, D.P. The Strategy-Focused Organization. – Boston: Harvard Business School Press,
2001.
Mishkin, F.S. The Economics of Money, Banking, and Financial Markets. – 10th Edition. – New York:
Pearson Education, 2010.
Лаврушин О.И. Банковское дело. – Москва: КНОРУС, 2016.
World Bank. Global Financial Development Report. – Washington, D.C., 2022. International Monetary
Fund (IMF). Financial Sector Assessment Program Report. – Washington, D.C., 2023.
1. Asian Development Bank (2021) Digital Banking in Central Asia. Manila.
McKinsey & Company (2022) Global Banking Annual Review. Available at: www.mckinsey.com
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 GREEN ECONOMY AND DEVELOPMENT
This work is licensed under a Creative Commons Attribution 4.0 International License.